Navigate today’s most pressing health industry challenges with a leading global expert by your side.
Meet growing needs for innovative insurance solutions while increasing operational health and improving compliance.
Memenuhi janji di masa lalu dan merancang solusi cerdas untuk masa depan.
Manage complex risks using data-driven insights, advanced approaches, and deep industry experience.
This is a place where your ideas and insights make an impact. Where an independent, entrepreneurial spirit is an advantage. And where diversity of thought and experience makes us who we are.
Data-driven insight. Deep expertise. Transformative innovation. Since 1947, Milliman has delivered intelligent solutions to improve health and financial security.
Self-insureds, captives, risk retention groups, and insurance companies depend on Milliman to provide retention analyses. Clients who choose to retain risk believe that in the long run, retaining a portion of the risk oneself is more cost-effective than transferring that risk through the purchase of insurance or reinsurance. For these clients, the optimal retention level will depend on:
Milliman consultants combine sophisticated tools and analytical ability with a deep understanding of the insurance market to help clients identify their optimal retention.
In a recent project, Milliman consultants worked with a large multifacility hospital system. The client wanted to compare the costs of bringing a newly acquired facility into the existing self-insurance program vs. keeping the partner under a separate insurance program.
Milliman evaluated the appropriate risk retention within the pool, and estimated the potential liability insurance cost savings of operating one self-insurance program rather than two. The client used Milliman’s work to determine the optimal program structure, in this case to combine two separate programs and purchase additional insurance coverage.
We’re here to help you break through complex challenges and achieve next-level success.