Article
02 May 2024 - by Thomas Murawski, Amy Gray
We present the landscape of 2024 dental offerings on the Federally Facilitated Marketplace, a platform under the Patient Protection and Affordable Care Act.
Article
04 October 2023 - by Joanne Fontana, Tory Carver, Thomas Murawski
We provide an overview of Milliman’s 2022 Dental Actuarial Analytics PPO Network Study, a report relied on by the vast majority of the dental market.
Article
09 February 2021 - by Joanne Fontana, Thomas Murawski
COVID-19 has lead to potential downward and upward pressures on dental claims for dental industry stakeholders, including dental care providers, consumers and dental insurance carriers.
Article
05 May 2020 - by Jeffrey G. Milton-Hall, Thomas Murawski, Doug Norris
As knowledge around COVID-19 continues to evolve, much of the industry focus has been on this year’s costs, but this volatile and uncertain environment also presents an extraordinary challenge for health plans developing rates for 2021 commercial coverage.
Article
09 April 2020 - by Joanne Fontana, Thomas Murawski
This article explores the potential effects of the COVID-19 pandemic on the dental industry, considering changes in utilization of dental services that could result from the pandemic and its containment efforts as well as the economic ramifications that are already starting to occur and may last for some time.
Article
24 October 2019 - by Sean S. Hilton, Thomas Murawski
Insurers who forgo periodic, comprehensive analyses to ensure the appropriateness of their dental rating manuals risk reduced product marketability (if rates are too high) or non-profitability and adverse selection (if rates are too low).
Article
11 September 2018 - by Thomas Murawski, Kevin Pierce
This paper explores potential innovations and key strategies for medical stop loss insurers.
Article
28 June 2017 - by Thomas Murawski
This paper discusses elements of the State Stability and Innovation Program and outlines the details from the draft bill released on June 22.
Article
26 April 2017 - by Kathleen E. Ely, Paul R. Houchens, Thomas Murawski
The future of the Patient Protection and Affordable Care Act is still in question. The Patient and State Stability Fund (PSSF), a grant program intended to stabilize individual and small group state insurance markets and lower patient costs is one element under discussion. This paper examines the PSSF and considerations for stakeholders.
Article
31 January 2017 - by Joanne Fontana, Sean S. Hilton, Thomas Murawski
This research paper reviews individual market premium-setting rules prior to and after the advent of the Patient Protection and Affordable Care act and summarizes existing research of various age banding restrictions on health insurance premiums and enrollment.