Video
04 December 2025 - by Nancy Watkins, Todd Lando, Michael Gollner, Yana Valachovic
The increasing severity of wildfire events is reshaping the insurance landscape, regulatory frameworks, and community responses across the western United States.
Article
02 September 2025 - by Nancy Watkins, Peggy Brinkmann, Rehan Siddique
We summarize the issues faced by U.S. homeowners in wildfire-exposed areas and the challenges in managing today’s escalating wildfire risk.
Article
18 July 2025 - by Nancy Watkins, Taylor Munch
We present key findings from industry experts, and plan for a Phase 3 pilot.
Article
24 April 2025 - by Nancy Watkins, Taylor Munch
Increasingly, large and destructive wildfires are devastating WUI communities and destabilizing homeowners insurance markets.
Article
08 November 2024 - by Nancy Watkins, Garrett Bradford, Taylor Munch, Dave Winnacker, Frank Frievalt, Hussam Mahmoud
Our pilot study with a group of organizations shows a new potential to begin rectifying the insurance industry’s crisis with wildfires.
Article
30 July 2024 - by Nancy Watkins
Milliman’s Nancy Watkins shares some thoughts on climate risk and the U.S. insurance industry on the podcast Climate Proofers.
Video
23 April 2024 - by Nancy Watkins, Frank Frievalt (WUI Fire Institute, Cal Poly), Ian Giammanco (IBHS), Ryan Vigus (CSAA)
Join leaders from Milliman, IBHS, CSAA, and the Cal Poly WUI Fire Institute as they discuss this critical building block for increasing wildfire resilience for both insurers and communities through data transparency.
Article
31 March 2024 - by Nancy Watkins, Siew Gee Lim
With a critical need for better data to improve insurance risk measurement for wild fires, we discuss our industry findings to develop a data commons for IBHS.
Article
22 February 2024 - by Peggy Brinkmann, Nancy Watkins, Cody Webb
The report provides an actuarial perspective on how the Illinois personal auto insurance market has been performing relative to other states, and how various forms of rate regulation have impacted the availability, affordability, and reliability of personal auto insurance markets in other states.
Article
05 December 2023 - by Nancy Watkins, Robert Yinpok Lee, Rehan Siddique
In a report for California property and casualty insurers, we explore the current landscape of residual market plans and examine assessment and recoupment mechanisms.
