Article
30 January 2026 - by Jonathan Glowacki, Leighton A. Hunley, Joseph R. Michels
The value of the MMDI for government-sponsored enterprise (GSE) acquisitions is up slightly to 2.06% for loans acquired in the third quarter (Q3) of 2025, from 1.98% for loans acquired in 2025 Q2.
Article
02 January 2026 - by Andrew Netter, Jonathan Glowacki, Joseph R. Michels
Third-quarter trends continued to see muted top-line growth and strong credit performance despite economic uncertainty.
Article
19 December 2025 - by Brett Ludden, Joseph R. Michels
Mortgage securitizations increased 4% in the third quarter but remain suppressed due to persistently high interest rates and pressure on new home affordability.
Article
30 October 2025 - by Brett Ludden, Joseph R. Michels
Mortgage securitizations increased 11% in the second quarter, but high interest rates and home affordability continue to suppress growth.
Article
06 October 2025 - by Joseph R. Michels, Leighton A. Hunley
With large increases in the size and duration of auto loans in recent years, lenders need more robust, credible, and forward-looking credit risk modeling.
Article
16 September 2025 - by Andrew Netter, Jonathan Glowacki, Joseph R. Michels
During 2Q 2025, insurers continued to navigate a market lull—with continued strong credit performance but limited IIF growth.
Article
15 July 2025 - by Andrew Netter, Jonathan Glowacki, Joseph R. Michels
New insurance written hit a low not seen since 4Q 2017, with market share shifting to FHA and VA loans amid affordability pressures.
Article
23 June 2022 - by Eric J. Wunder, Joseph R. Michels
While few companies use the same firm for auditing and actuarial services, it makes sense for all to keep them separate rather than risk a fine or lawsuit.
Article
23 May 2022 - by Travis J. Grulkowski, Christine M. Fleming, Alex York, Sam Sager, Brekk Hayward, Joseph R. Michels
Federal black lung claims differ from other workers’ comp due to multiple potential payers, complex adjudication, much longer reporting and payment lags.
