Article
27 February 2025 - by Adél Drew, Alan McDonagh, Arushi Mittal, Charlie Howell, Claire Booth, Gaël Neuhaus, Nick Spencer, Tatiana Egoshina
Our prototype climate mortality model explores on a high level the interactions of various climate and socio-economic factors on excess mortality.
Article
06 February 2025 - by Nick Spencer, Adél Drew, Amy Nicholson, Charlie Howell
We review 10 items on the sustainability agenda for UK life and health insurers in 2025.
Article
21 January 2025 - by Nick Spencer, Charlie Howell
Insurers need to consider the range of potential climate impacts on mortality and morbidity liabilities, and avoid thinking they’ll amount to a net-zero outcome.
Article
17 January 2025 - by Nick Spencer, Charlie Howell
Our recent Sustainability Financial Services Forum found that published climate scenarios often fail to capture the full spectrum of complexities.
Article
27 October 2023 - by Neil Dissanayake, Charlie Howell, Russell Ward
In today’s world of defined contribution retirement plans, we explore the use of some key tools that can significantly help retirees balance the level, sustainability and stability of their income.
Article
30 July 2021 - by Charlie Howell, Kapil Relwani
We summarize recent guidance, which covers how insurers can harness the benefits of AI, address the risks it generates, and promote trust in its use.
Article
24 November 2020 - by David Burston, Charlie Howell, Andrew Gilchrist, Philip Simpson
Life insurance has a data-fuelled business model that makes it an industry that appears, on the surface, to be well primed for the technological advances that artificial intelligence can offer in addressing the challenges it faces in an increasingly digital world.
Article
26 July 2019 - by Charlie Howell, Michael Leitschkis, Russell Ward
This paper introduces ESG Rebase, a technology capable of accurately translating a baseline risk-neutral Economic Scenario Generator file representing an entirely different set of market conditions, such as nominal yield curve, equity volatility vector or fixed interest volatility surface.
